Mr. Gus Altuzarra

Is and has been a principal, the Secondary Marketing Officer, of Vertical Financial Group since Vertical Financial was founded in July 2004. His duties include the management of Underwriting and all Secondary Market activities. Vertical Financial Group is a company that has been acting as a Mortgage Banker, funding Retail and Wholesale loans, primarily in the Alt-A loan arena.

Mr. Altuzarra is a Graduate of the University of Southern California with a Bachelor in Arts Degree in Chemistry. During his senior year at USC, Mr. Altuzarra took some elective classes which included Real Estate Finance and earned his Real Estate Sales license which was updated to a Real Estate Brokers license in 1984. Mr. Altuzarra joined Granite Mortgage Center in 1983 as a Wholesale Hard Money loan officer. As a Wholesale loan officer Mr. Altuzarra would solicit Mortgage Brokers for Hard Money loans. In early 1985 Mr. Altuzarra joined Sterling Home Loans in Anaheim, also a Hard Money lender, as Sales Manager.

In 1985 the 1st version of Sub-Prime lending bridged the gap between conventional financing and Hard Money. While at Sterling his duties included Sales, Underwriting and Secondary Market Investor relations. Sterling quickly became a player in the Sub-

Gus & Kelly Altuzarra

Chris Chase with Gus Altuzarra

Mr. Christopher R. Chase

Professional Background

1999-Present
Chase Pacific Capital Advisors
Irvine, CA

President

Originate debt and equity for commercial real estate projects affiliated with Sanderson J-Ray Development as CFO for project finance including negotiation for joint venture equity, construction finance and permanent debt on commercial retail development.  Established a home builder land acquisition and subdivision finance department for local and national homebuilders.

1996-1999
American Liberty Financial Group
Newport Beach, CA

President/CEO Retail mortgage operation specializing in 125% mortgage product operating in 30 states with approximately 125 employees.

1993-1996
Donnelly Chase Financial
Newport Beach, CA
Owner

Opened the Southern California office for Commercial Real Estate Finance.  Responsibilities included arranging debt and equity for investor clients with insurance companies, bank, pension funds, and credit companies.  Formed a relationship as a broker advisor with direct lenders to create lending programs for commercial real estate.

1986-1989
Lomas Financial
Newport Beach, CA
Vice President

Opened Western Region Division for Lomas Financial with responsibilities for California, Washington, Oregon, Nevada, and Arizona.  Origination of construction financing directly with developer for Lomas REIT.  Placed forward and participating loans for Lomas Pension Fund Advisory.  Raised debt and equity with third part instructions, including Banks, Savings & Loans, Credit Companies, Insurance Companies and Pension Fund Advisors for existing and to be developed projects.  Top Producer nationwide in 1988, generating approximately 1 million dollars in fees.

Professional Hard Money Financing

Vertical Fund Group